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Crypto-Backed
Spending Power
Deposit digital assets as collateral and unlock a charge card backed by your portfolio.
More Ways to
Manage Your Position
Sell collateral on the Marketplace before cycle end, or grow savings together in a Susu circle.
Verify with ZKsync
Skip for now
Verifying with ZKsync…
Identity Verified
Signed in as {{handleText}}
Connect a wallet to fund your collateral and activate your card.
Not ready to transfer? Skip
Connecting {{walletOnboardWalletName}}…
{{walletOnboardWalletName}} connected
{{walletOnboardTokenLabel}}
ETH USDC Bitcoin
{{walletOnboardRateText}}
Not ready to transfer? Skip
Transferring funds…
{{walletOnboardUsdDisplay}} Deposited Successfully
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{{greetingLine1}} {{handleText}}
{{walletsActiveText}}
Card Locked
Complete identity verification to unlock your card.
Available Credit
{{creditValue}}
Collateral
{{collateralValue}}
Cycle Ends
{{cycleEndsValue}}
{{susuWidgetGroupName}} {{susuWidgetTurnText}} {{susuWidgetStatusText}}
→
Deposit collateral to activate your card Deposit →
Check out the Marketplace for buy or sell opportunities View all →
{{dl.title}} {{dl.repLabel}}
{{dl.priceText}} {{dl.discountText}}
Recent Activity
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Collateral
{{depositCollateralText}}
Credit Offer
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Cycle Length
{{depositCycleText}}
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ETH USDC Bitcoin
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FAQS
Can I deposit stablecoins?
Is there a min/max deposit limit?
Is my deposit insured or secured?
Amount{{depositCollateralText}}
Wallet{{depositWallet}}
Credit Offer{{depositCreditText}}
cancel
{{depositUsdDisplay}} Deposited Successfully
Susu Payout Available
{{susuPayoutAvailableText}} ready to apply to your balance
Use It →
No Collateral Yet
Deposit collateral to activate a credit line and unlock Buyback.
Cycle Ends
{{buybackCycleEndsText}}
Collateral
{{buybackCollateralText}}
Credit Utilized
{{buybackUtilizedText}}
{{buybackToken}}
ETH USDC Bitcoin
{{buybackAmountText}}
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FAQS
How Do I Recover My Collateral?
What are the Repayment Methods?
Is There a Fee for Buyback?
Marketplace is for active members
Verify your identity and deposit collateral to unlock buying and selling on Reap Marketplace.
Browse
My Listings
Your reputation:
{{userRepLabel}} · {{userRepScoreText}}
Buy collateral from members below market value. Reap takes a cut to cover the seller's balance.
{{lst.title}} {{lst.sellerTag}}
{{lst.repLabel}} · {{lst.repDealsText}}
{{lst.priceText}} {{lst.discountText}}
No active listings right now. Check back soon.
You haven't listed anything yet.
{{ml.title}} {{ml.statusText}}
{{ml.priceText}}
{{ml.expiresText}}
Cancel Listing
Selling opens once your card is active and you're within your cycle's risk window.
FAQS
Why are assets priced below market?
What happens if my listing doesn't sell?
Does Reap take a cut?
Collateral
1.5 ETH
Balance Due
$2,400.00
Cycle Ends
15 Days
Amount to list: {{mpSellAmountText}}
Discount to buyers: {{mpDiscount}}%
Spot Value{{mpSpotText}}
Listing Price{{mpListingPriceText}}
Balance Repaid{{mpDebtPaidText}}
Reap Fee (5%){{mpFeeText}}
Est. Return to You{{mpNetText}}
Listing doesn't cover your full balance ({{mpShortfallText}} short). Increase the amount listed.
Selling{{mpSellAmountText}}
Listing Price{{mpListingPriceText}}
Discount{{mpDiscount}}% below spot
Est. Return to You{{mpNetText}}
Your discount is fixed — the final price adjusts with live spot value if it moves before a buyer confirms. Listing stays active for 7 days; if unsold, it follows Reap's standard buyback process at cycle end. Reap's 5% fee is deducted from sale proceeds along with your outstanding balance before any remainder is returned to you.
I understand and agree to these terms
Listing your collateral…
Listing is Live
Your {{mpSellAmountText}} is now listed on Reap Marketplace at {{mpListingPriceText}}.
{{selTitle}}
{{selRepLabel}} {{selSellerTag}} · {{selRepDealsText}}
Spot Price{{selSpotText}}
Discount{{selDiscountText}}
Your Price{{selPriceText}}
Price locks for 2 minutes once you continue. Proceeds pay off the seller's balance — you receive the asset outright, with no debt attached.
FAQS
Why is this priced below market?
What happens after I buy?
Buying{{selTitle}}
You Pay{{selPriceText}}
Price Locked2 min
By confirming, you purchase this asset at the locked price above. Ownership transfers to your Reap wallet immediately on confirmation. This transaction is final.
I agree to the purchase terms
Processing purchase…
Purchase Complete
You purchased {{selTitle}} for {{selPriceText}}. Added to your wallet.
Payout Complete
{{susuPayoutAmountText}}
Deposited to your Reap wallet
It's Your Turn
{{susuPayoutAmountText}}
{{susuGroupNameText}} · Cycle {{susuCycleNumberText}}
Susu is a rotating group savings circle — everyone contributes each cycle, and members take turns receiving the full pot.
Start a Group →
Join with a Link →
{{gc.name}}
Pot This Cycle
{{susuPotText}}
Cycle {{susuCycleNumberText}} · {{susuCycleEndText}}
Rotation
{{rd.name}} {{rd.stateLabel}}
Your Status
Rotation complete — everyone has received their payout.
Paid this cycle — {{susuContribAmtText}}
Payment due — {{susuContribAmtText}}
{{susuGroupNameText}}
{{susuPendingProgressText}}
{{pm.name}} {{pm.statusText}}
Cancel Group
Member Limit: {{susuMemberLimitText}} members
Contribution Amount
Fixed Amount
% of Card Spend
USDC per member, per cycle
{{susuPctText}}
of card spend, per cycle
Frequency
Weekly
Biweekly
Monthly
Rotation Order
Random
First-Joined
Shareable Link
reap.exchange/susu/join/XG7-9F2 Copy
Or add a wallet address
Add
{{inv.addr}} ×
{{susuSlotsFilledText}}
Friends Circle
Contribution$50.00 USDC · Monthly
Members4 of 6 joined
Your Position5 of 6
Pot at Full Capacity$300.00
Total value
$100,020,068.30
USDC 40%
BTC 25%
ETH 20%
Other 15%
Growth
+70.19%
Utilization
15.19%
Reap X Dao
Member Count
5,923
Partners
Base FWB Arbitrum
Membership Tier
Genesis
{{membershipBenefitsLabel}}
› {{gb}}
Reputation
{{userRepLabel}}
{{userRepScoreText}}
Cycles Completed
{{userRepCyclesText}}
On-Time Repayment
{{userRepOnTimeText}}
Marketplace Deals
{{userRepDealsText}}
Next Tier · {{nextTierName}}
{{tierCyclesText}}
{{tierScoreLabel}}
Rewards Balance
0 pts
Jorge Palacios
jorge@palacios.io
edit profile
Reputation Details →
{{userRepScoreText}}
{{userRepLabel}}
{{userRepCyclesText}} cycles completed · {{userRepDealsText}} marketplace deals
Total Collateral (USD)
{{collateralValue}}
{{w.name}} {{w.addr}}
{{w.bal}}
Complete identity verification before connecting a wallet.
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Default currency: USD
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